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Loan Programs
Not all mortgages work the same way
When you're shopping for a loan, it's easy to focus only on the interest rate. But the type of loan you choose — fixed-rate, adjustable-rate, government-backed, or conventional — shapes your whole borrowing experience. Each has different rules about what you can borrow, how your payment behaves over time, and what flexibility you have down the road. The right choice depends on your situation: how long you plan to stay, your comfort with payment changes, and what you qualify for. I'd rather see you pick the loan that fits your life than the one with the lowest rate this week. If you want to understand which program makes sense for your goals, let's talk through your options.
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